48 pages. 14 mos. (Dec.-Jan.). Ruled format, seven monthly calendar blocks per spread and screened weekends. Includes three-year reference calendar, holiday listing, advance planning, area code listing, travel information, financial information. Includes tax information, search, time management tips, maximizing frequent flyer miles, and other business planning, tax and sales charts. Great for general business use, manufacturers, wholesalers, businesses dealing with retail stores, commercial banks, CPA's, tax accountants, chambers of commerce, etc. Printed on quality recycled paper with 30% post-consumer materials.